180 Million Americans already are insured by private insurance companies , every year premiums go to insurance companies , instead fund those premiums to Healthcare Savings Accounts. Those savings will be valuable over the years , to take of their own health needs , rather than Insurance companies dictating the Care and making profits .
There are unnecessary services being offered and performed , main motivating factor is greed . Healthcare services are so critical , reimbursement has to be based on service . It has to be transparent across the entire spectrum of healthcare delivery.
Having insurance , is motivating all healthcare facilities, healthcare professionals and allied services , malpractice claims have increased .
National Health Savings Card will pay for the Care as they get , no more billing ,or approvals, or denials or copays or deductibles or denials and overall unnecessary administrative costs , which is a burden on all Americans.
The payments system is based on 5 Categories of global Payments , no more itemized billing by any providers . Hospitals and Short Term Facilities have to compete and all professionals have to compete without any barriers.
Hospitals providing the care is an old concept, technology and advancement will change , how the healthcare is delivered in short term facilities with out patient services along with usage of technology . Portable Medical Records on NHS Card will preserve the privacy of all Americans .
Consumers lost control and handed completely to Insurance Companies to negotiate the prices, that needs to change by having Health Savings Account to all Americans.